Getting Insurance is Just The Beginning.
We stay close because we know things change, and sometimes not in the way you’d planned. Whether you’re reviewing a policy, making a claim, or just unsure about what something means, we’re easy to get hold of and even easier to talk to. No hold music, no jargon, and no passing you from one person to the next. Just solid, straightforward support from a team that knows your business.
Real Help, Every Step of the Way
It’s not just about cover. It’s about knowing someone’s there when you need them.
FAQ’s
Professional Indemnity Insurance is essential for businesses that provide professional advice or services. It protects you in the event of claims made by clients alleging negligence, mistakes, or failure to meet professional standards. If you offer professional services, such as legal advice, architectural design, or engineering expertise, Professional Indemnity Insurance is highly recommended to safeguard your business and reputation.
Any business offering professional services or advice, such as solicitors, architects, accountants, surveyors, and engineers, should have cover in place to protect against potential negligence claims.
Yes. Claims can arise unexpectedly, even from long-standing clients or completed projects. Insurance protects you against unforeseen legal costs and compensation demands — regardless of fault.
The level of coverage you need depends on various factors, including the size of your business, the industry you’re in, and the specific risks your business faces. At Morris Temple, we take a personalised approach to understand the unique needs of your business. We will work with you to assess these risks and provide the appropriate level of coverage, ensuring you’re fully protected without overpaying for unnecessary cover.
Yes. Even if you work from home or in a shared space, you may still be responsible for your own equipment, client data, or business interruption risks. Office Insurance can be tailored to cover your specific setup, protecting what matters most to your business.
Office Insurance covers the physical assets of your business, including your office building (if owned), furniture, equipment, and stock. It also covers business interruption, protecting your income if your office is temporarily unusable due to an insured event. Additional coverage options can include portable equipment, legal expenses, and public liability for injuries on your premises.
