Office Insurance2025-07-21T11:48:37+01:00

Office Insurance

Office Insurance helps to protect the physical assets of your business.

Your office is the heart of your business, and ensuring it’s protected against potential risks is crucial for maintaining smooth operations. Office Insurance offers a tailored solution to safeguard your premises, equipment, and operations, allowing you to focus on running your business with peace of mind.

What Is Office Insurance?

Office Insurance covers a wide range of risks that could impact your workplace, including damage to property, loss of equipment, and disruptions to your daily operations. It can be customised to suit the specific needs of your business, providing essential protection against unforeseen events such as fire, theft, vandalism, or natural disasters.

Why Do You Need Office Insurance?

Whether you operate from a small office or a large commercial space, your office is a valuable asset. Without adequate cover, you risk significant financial loss in the event of property damage or business interruption. Office Insurance helps to protect the physical assets of your business, along with ensuring you have the financial means to recover from any disruptions that may arise.

  • Buildings and Contents: Protection for your office building (if you own it) and the contents inside, including furniture, equipment, and stock, against risks like fire, theft, or vandalism.

  • Business Interruption: Cover for lost income and additional expenses if your office is temporarily unusable due to an insured event, such as fire or flooding.

  • Portable Equipment: Coverage for items such as laptops, tablets, and phones, whether they are in the office or on the move.

  • Legal Expenses: Protection against legal costs in the event of disputes related to your office property, including landlord-tenant issues or employment disputes.

  • Liability Insurance: Coverage for injuries or accidents that occur on your business premises, ensuring you’re protected from potential compensation claims.

Customised Coverage for Your Office

At Morris Temple, we understand that every office is unique, and so are the risks it faces. That’s why we work closely with you to tailor and Office insurance policy that suits your business needs and provides adequate cover for your risks.

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Need a tailored policy? Speak to an Expert and shield your business from online threats.

Included in this policy

Contents Cover
Buildings Insurance
Business Interruption
Public Liability
Employers’ Liability
Portable Equipment Cover
Legal Expenses

Prepared for a Crisis That impacts Your Office space?

A burst pipe, break-in or legal claim could derail your business in hours. Office Insurance from Morris Temple ensures you’re covered when the unexpected happens — don’t wait for a disaster, protect your business today!

frequently asked questions

Got a question not covered below? Contact us, we’d be happy to answer your questions. 

What is covered under Office Insurance?2025-07-21T11:21:57+01:00

Office Insurance covers the physical assets of your business, including your office building (if owned), furniture, equipment, and stock. It also covers business interruption, protecting your income if your office is temporarily unusable due to an insured event. Additional coverage options can include portable equipment, legal expenses, and public liability for injuries on your premises.

Do I need Office Insurance if I work from home or share a co-working space?2025-07-21T11:22:25+01:00

Yes. Even if you work from home or in a shared space, you may still be responsible for your own equipment, client data, or business interruption risks. Office Insurance can be tailored to cover your specific setup, protecting what matters most to your business.

How do I know what level of coverage I need for my business?2025-04-16T13:09:26+01:00

The level of coverage you need depends on various factors, including the size of your business, the industry you’re in, and the specific risks your business faces. At Morris Temple, we take a personalised approach to understand the unique needs of your business. We will work with you to assess these risks and provide the appropriate level of coverage, ensuring you’re fully protected without overpaying for unnecessary cover.

Your Ideal Policy

other Insurances by Morris Temple

Professional Indemnity

Protection against claims of negligence.

Directors & Officers

Protects you from personal financial liability.

Cyber Liability Insurance

Safeguard from cyber threats and more.

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