Professional Indemnity Insurance2025-05-27T15:28:36+01:00

Professional Indemnity Insurance

Professional Indemnity Insurance protects your business against claims of negligence, errors, or omissions in the services you provide.

For professionals across a range of industries, the risk of being faced with a claim of negligence or failure to deliver services to the expected standard is ever-present. Professional Indemnity Insurance (PII) is designed to protect you and your business against the financial impact of such claims.

What Is Professional Indemnity Insurance?

Professional Indemnity Insurance provides coverage in the event that a client claims to have suffered financial loss due to negligence, errors, or omissions in your professional services. This type of insurance helps cover the legal costs, compensation payments, and any other expenses incurred in defending your business.

Why Is It Essential?

As a professional, your reputation is crucial to your success, and even a small error can lead to expensive claims. Whether you’re a solicitor, architect, accountant, engineer, or consultant, having the right PII can protect you from the high costs associated with defending claims—regardless of whether the claim is justified.

Tailored Coverage for Your Profession

We understand the unique risks associated with each profession, and our policies are tailored to meet the specific needs of your industry. With Morris Temple, you can trust that your Professional Indemnity Insurance will give you the protection you need to focus on your work, secure in the knowledge that you’re covered.

What does it cover?

  • Negligence Claims: Protection against allegations of substandard services or failure to meet industry standards.

  • Legal Costs: Cover for legal fees associated with defending against claims, even if they are unfounded.

  • Breach of Confidentiality: Coverage in the event of inadvertently disclosing confidential information.

  • Loss of Documents or Data: Protection in case of lost or damaged work, documents, or client data.

Who Needs Professional Indemnity Insurance?

This cover is essential for any professional service provider. If you offer advice, guidance, or expertise in any capacity, Professional Indemnity Insurance is vital for safeguarding your business from costly legal battles.

Start Your Protection Today

Need a tailored policy? Speak to an Expert and shield your business from online threats.

Included in this policy

Legal Defence Costs
Compensation Payments
Claims for Errors or Omissions
Breach of Confidentiality
Defamation and Libel
Loss of Documents
Negligent Misstatement

Don’t Let An Oversight Jeopardise Your Business

Allegations of negligence, even unfounded, can lead to devastating legal costs and reputational damage. Don’t leave your business exposed — get Professional Indemnity cover in place today and protect your future.

frequently asked questions

Got a question not covered below? Contact us, we’d be happy to answer your questions.

What is Professional Indemnity Insurance, and do I need it?2025-07-21T11:14:00+01:00

Professional Indemnity Insurance is essential for businesses that provide professional advice or services. It protects you in the event of claims made by clients alleging negligence, mistakes, or failure to meet professional standards. If you offer professional services, such as legal advice, architectural design, or engineering expertise, Professional Indemnity Insurance is highly recommended to safeguard your business and reputation.

What types of businesses require Professional Indemnity Insurance?2025-07-21T11:14:29+01:00

Any business offering professional services or advice, such as solicitors, architects, accountants, surveyors, and engineers, should have cover in place to protect against potential negligence claims.

Do I need Professional Indemnity Insurance if I’ve never had a claim?2025-07-21T11:14:49+01:00

Yes. Claims can arise unexpectedly, even from long-standing clients or completed projects. Insurance protects you against unforeseen legal costs and compensation demands — regardless of fault.

How do I know what level of coverage I need for my business?2025-04-16T13:09:26+01:00

The level of coverage you need depends on various factors, including the size of your business, the industry you’re in, and the specific risks your business faces. At Morris Temple, we take a personalised approach to understand the unique needs of your business. We will work with you to assess these risks and provide the appropriate level of coverage, ensuring you’re fully protected without overpaying for unnecessary cover.

Your Ideal Policy

other Insurances by Morris Temple

Directors & Officers

Protects you from personal financial liability.

Office Insurance

Cover for your office, equipment, and legal expenses.

Cyber Liability Insurance

Safeguard from cyber threats and more.

Go to Top